HDFC ERGO Travel Insurance Policy Details
Detailed Benefits of each plan option are mentioned below.
For Single Trips
Travel Insurance is a low-cost plan for Overseas Travel. Travel Insurance provides comprehensive cover against situation that are likely to spoil your trip along with financial loss. It covers your medical expenses and other risks so that you can enjoy your trip hassle free. Whether you are travelling on work or vacation, either alone or with your family, this plan can be of great assistance in case of an emergency.
While travelling abroad you surely would want to come back home with happy memories. When you plan your next trip, remember to buy a comprehensive trip travel policy which will provide you with compensation in case of any unforeseen accidents. Travel is full of uncertainties which is why this policy is the perfect barrier, shielding you from financial, physical, or emotional harm.
Key features of Travel Insurance Policy
Detailed Benefits of each plan option are mentioned below.
For Single Trips
| Coverages | Platinum | Gold | Silver | Bronze |
|---|---|---|---|---|
| Emergency Medical Expenses | $2,00,000 | $1,00,000 | $50,000 | $30,000 |
| Accidental Death - Common Carrier | $5,000 | $5,000 | $3,000 | $3,000 |
| Permanent Disablement - Common Carrier | $5,000 | $5,000 | $3,000 | $3,000 |
| Hospital Cash |
$15/day Max$150 |
$15/day Max$150 |
$15/day Max$150 |
$15/day Max$150 |
| Emergency Dental Treatment | $500 | $500 | $300 | $300 |
| Loss of Personal Documents | $250 | $250 | $250 | $250 |
| Medical Evacuation | Included | Included | Included | Included |
| Repatriation | Included | Included | Included | Included |
| Loss of Checked Baggage | $1,000 | $1,000 | $1,000 | $1,000 |
| Delay of Checked Baggage | $200 | $200 | $100 | $100 |
| Accidental Death | $20,000 | $15,000 | $10,000 | $10,000 |
| Permanent Disablement | $20,000 | $15,000 | $10,000 | $10,000 |
| Personal Liability | $200,000 | $100,000 | $100,000 | $50,000 |
| Financial Emergency Assistance | $1,000 | $700 | $500 | $300 |
| Hijack Distress Allowance |
$75/day Max $525 |
$75/day Max $450 |
$75/day Max $450 |
$75/day Max $450 |
| Flight Delay |
$10/hr Max $120 |
$10/hr Max $120 |
$10/hr Max $120 |
$10/hr Max $120 |
| Hotel Accommodation | $3,000 | $3,000 | $3,000 | $2,000 |
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